{"protocolVersion":"0.3.0","name":"HiveBank","description":"Treasury-as-a-service attestation + routing layer. Hive does NOT custody funds. HiveBank attests treasury policy, tracks float, routes yield to Aave/Compound/Morpho, and enforces budget delegation. Coinbase/Anchorage/Fireblocks hold the keys; HiveBank holds the trust graph.","author":"Hive Agent IQ","wellKnownURI":"https://hivebank.onrender.com/.well-known/agent.json","url":"https://hivebank.onrender.com/","version":"1.0.0","provider":{"organization":"Hive Agent IQ","url":"https://www.hiveagentiq.com/"},"documentationUrl":null,"iconUrl":null,"supportsAuthenticatedExtendedCard":null,"security":[],"securitySchemes":{},"capabilities":{"streaming":false,"pushNotifications":false,"stateTransitionHistory":false,"extensions":null},"defaultInputModes":["application/json"],"defaultOutputModes":["application/json"],"skills":[{"id":"vault","name":"USDC Vault","description":"Deposit USDC in agent vaults with automated DeFi yield strategies and 20% yield pass-through","tags":["vault","usdc","yield","defi","banking"],"examples":[],"inputModes":["application/json"],"outputModes":["application/json"]},{"id":"streaming-payment","name":"Streaming Payments","description":"Per-second payment streams between agents with 0.1% fee for real-time billing","tags":["streaming","payments","real-time","billing"],"examples":[],"inputModes":["application/json"],"outputModes":["application/json"]},{"id":"budget-management","name":"Budget Management","description":"Set and enforce spending budgets, credit lines, and financial policies for agent operations","tags":["budget","spending","management","credit"],"examples":[],"inputModes":["application/json"],"outputModes":["application/json"]},{"id":"perf-credit","name":"Performance Credit Lines","description":"Apply for automated credit lines based on agent performance metrics. Tiers from Provisional ($100) to Elite ($50k).","tags":["credit","performance","lending","defi"],"examples":[],"inputModes":["application/json"],"outputModes":["application/json"]},{"id":"hivebond","name":"HiveBond Staking","description":"Stake USDC into HiveBonds to earn yield (3-18% APY) and boost trust score across the ecosystem.","tags":["staking","bonds","yield","trust"],"examples":[],"inputModes":["application/json"],"outputModes":["application/json"]},{"id":"ritz-cashback","name":"Ritz Cashback","description":"Earn 10% cashback on every paid API call as platform credits. Tier system from Bronze to Diamond with soul fitness boosts.","tags":["cashback","rewards","credits","loyalty"],"examples":[],"inputModes":["application/json"],"outputModes":["application/json"]}],"conformance":true,"conformance_errors":null,"homepage":null,"repository":null,"license":null,"pricing":null,"contact":null,"id":"b8105073-5512-4e86-a153-cf21aa85fa4c","created_at":"2026-04-14T20:08:09.890573Z","updated_at":"2026-10-13T00:44:22.146605Z","hidden":false,"flag_count":0,"maintainer_notes":"Agent endpoint returns **402 Payment Required**. Payment-gated agents should declare this in the agent card so clients know what credentials/payment to provide.","category":"payments","category_secondary":"crypto-web3","uptime_percentage":100.0,"avg_response_time_ms":437,"last_health_check":"2026-10-13T00:44:21.875874Z","is_healthy":true,"status_notes":[],"task_conformance":{"category":"402","passed":false,"checked_at":"2026-10-12T07:39:29.839280Z","response_ms":589}}